CEOwills
Rated 5 stars on Google by wealthy Muslim families15 years in legal, banking and financeSigned in 30 days, or your fee backFor Muslim CEOs, business owners and landlords with a £1m+ estateLimited new families each month, one to one with Adnan
CEOwills
For Muslim CEOs, Business Owners and Landlords with a £1m+ estateFor Muslim CEOs, Business Owners & Landlords

I help CEOs Protect and Pass on £1m+ Assets under Islamic & UK Law.

Legally reduce inheritance tax of up to 40% above threshold and leave your family clear on exactly what to do with your assets, with no room for confusion or arguments.

Watch this video first (audio on)
Adnan Rafique
Adnan Rafique Founder of CEOwills · Ex-Google and 15 years in legal, banking and Islamic financeI want to help 100,000 Muslim CEOs with The Great Muslim Wealth Transfer
  • 100% legal
  • Sunnah
  • Smooth process

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Google Reviews5.0 from 55 reviews Regulated by the Solicitors Regulation Authority

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Companies I've advised
  • Fishco
  • Isiah Institute
  • IWS
  • MyDis
  • Tailor
In their own words

My clients were worried just like you

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Omar Esa
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Client testimonial
Client story
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Don't take our word, look at

Good Muslim families we've helped

Rated 5 stars on Google

At a time where we had so much on the line and getting a legal representative became a necessity, we found Adnan. It wasnt before going through our fair share of failed attempts and whole heap of money. Id almost gave up on searching for the right person to handle our very complex case, it was …
Iqbal MiahGoogle review, 9 months ago
I had a genuinely great experience working with this professional. The quality of service was excellent from start to finish. I really appreciated the clear guidance, helpful advice, and the way everything was explained in a calm and friendly manner. The process was smooth, efficient, and handled …
MrNavid99Google review, 9 months ago
Also CEOwills has provided outstanding legal support both to me personally and to the charity organisations I am involved with. CEOwills assisted me in drafting a tax-efficient Will, and have also guided our charity through the entire process of purchasing a property from start to finish. Their …
Jama IbrahimGoogle review, 9 months ago
I couldn’t be happier with the service I received from Mohammed. He was always quick to respond to emails, dealt with everything efficiently, and made the entire process smooth and straightforward. Nothing was ever too much trouble, and I always felt confident that things were being handled professionally. His excellent communication and dedication to getting things done promptly really stood out. I would not …
Himanshu VasishatGoogle review, 3 months ago
Adnan is a standout advisor. As the lead at CEOwills, his expertise is obvious, but it is his patience and willingness to listen that really sets him apart. He doesn't just help with drafting a will and having it officially submitted. It's an all inclusive service. He helped me understand how to structure my assets to safeguard wealth for the future. He is incredibly generous with his knowledge and made a complex …
Sol LeManGoogle review, 9 months ago
I was extremely impressed by the personalised service I received. Rather than taking a one-size-fits-all approach, they took the time to understand my individual circumstances and tailor their advice accordingly. Ceo Will's professionalism, attention to detail, and commitment to meeting my specific needs made the whole process straightforward and reassuring. I would highly recommend them to anyone looking for a …
afzal baharGoogle review, 3 months ago
Adnan is one of the most exceptional people I've ever dealt with. I consider him a brother, and he always offers excellent advice and guidance. He's quick and proactive in handling any emergency and spares no effort in resolving any outstanding legal issues. He also helped me with the matter of my will, including its legal details and drafting all related matters. Thank you so much, Adnan, for your hard work! 🌹 …
Abdulrahman AlharbiGoogle review, 3 months ago
CEOwills were fantastic. I contacted them for legal advice on property and wills, and they guided me through all the finer details in a clear, simple way so I understood everything. They also helped us put a will in place for my partner, keeping us supported throughout and making sure everything was done properly and compliantly. I couldn’t ask for better service — CEOwills are now my go-to for legal advice.
Rahel AhmedGoogle review, 3 months ago
Excellent service from CEOwills. They helped me with legal advice clearly and professionally. The team is very kind and helpful, and they really know what they are doing. Everything was explained in detail and easy to understand, which made the whole process much easier for me. I felt supported from start to finish. I highly recommend CEOwills to anyone who needs legal help. Thank you for your great work!
Adam MahamudGoogle review, 6 months ago
Excellent Inheritance Advice from Adnan I recently consulted Adnan regarding inheritance lmatters, and I was thoroughly impressed. He provided clear, expert guidance on complex legal issues while remaining approachable and professional. His response time was quick, and he made the entire process stress-free. Highly recommended for anyone seeking reliable legal support. Five stars!
Spartan FoodsGoogle review, 9 months ago
Adnan helped me to write a will for myself and my wife which I have been procrastinating on for far too long. Adnan made the whole process truly easy, was transparent and clear in all of his communications throughout and turned the work around within 4 days! (2 days of which he was waiting for me to get back to him with information).
Rashid HussainGoogle review, 9 months ago
I can’t thank Adnan enough for his excellent support in drafting my parents will at such short notice. We really appreciated how prompt and responsive he was throughout. It made the whole process straightforward and stress-free. I would highly recommend his services. Thank you Adnan, we’re very grateful ☺️
Arifa BatoolGoogle review, 8 months ago
Very impressed with the level of service and professionalism exhibited. The wills were drawn up in a very fast amount of time, meetings were punctual and overall I have had a very pleasant experience from a very kind individual. I have recommended this particular will service to all of my network.
AQIB RIAZGoogle review, 7 months ago
Adnan is a great professional and a man of great patience, wisdom and listening skills. He is well spoken and has great knowledge to help us with any issues we have, be it legal or day to day advice with work and education related. I highly recommend him. You won't be disappointed!
AbdurrahmanGoogle review, 9 months ago
Adnaan had the kindness and patience to explain everything to me in a very professional and comprehensive manner. This is my first dealing with him and I am very happy with his help and guidance with this matter. I would definitely use him again, and would recommend his services.
Emran BangladeshGoogle review, 5 months ago

CEOwills was formerly known as FLRR, so reviews that named FLRR are shown under the CEOwills name.

Straight from

Messages
my clients send me

Tap any message to see it full size.

From the Sunnah

The Prophet ﷺ told us not to wait.

مَا حَقُّ امْرِئٍ مُسْلِمٍ لَهُ شَيْءٌ يُوصِي فِيهِ، يَبِيتُ لَيْلَتَيْنِ إِلَّا وَوَصِيَّتُهُ مَكْتُوبَةٌ عِنْدَهُ

It is the duty of a Muslim who has something to be given as a bequest not to have it for two nights without having his will written down regarding it.
The Prophet ﷺ · narrated by Ibn UmarSahih Muslim 1627 · Sahih al-Bukhari 2738

إِنَّكَ أَنْ تَذَرَ وَرَثَتَكَ أَغْنِيَاءَ خَيْرٌ مِنْ أَنْ تَذَرَهُمْ عَالَةً يَتَكَفَّفُونَ النَّاسَ

It is better for you to leave your inheritors wealthy than to leave them poor, begging others.

Said to Sa'd ibn Abi Waqqas when he wanted to give most of his wealth away. His only heir at the time was his daughter.

The Prophet ﷺ · to Sa'd ibn Abi WaqqasSahih al-Bukhari 2742 · Sahih Muslim 1628

Writing a will is strongly recommended, and obligatory where you owe debts or hold something in trust. Ask your own scholar which applies to you.

The Legacy Protection Blueprint

Everything in one plan.
Nothing to chase or overthink.

One qualified solicitor. One simple three-step system, built to work together.

The plan

  • The 96-question discovery, one to one with me, so nothing falls in a gap.
  • A written snapshot within 48 hours of where you stand.
  • Your Will drafted to Islamic and UK law together.
  • Your Agreement for anything you co-own or pass on.
  • Your Trust plan, with the seven-year clock and gifting traps mapped.
  • Property structuring around your mortgages and guarantees.
  • Signing-day logistics. I run it to the end.
Included free with every plan

Plus four bonuses

Bonus 1

The CEOwills Certificate of Legacy Protection

A keepsake to frame, marking a signed plan.

Bonus 2

The Family Conversation Kit

A short script and one-page summary, so you only have the talk once.

Bonus 3

The Islamic Inheritance Shares Cheat Sheet

Who receives what, on one page.

Bonus 4

A first-year plan health check

A yearly review so your plan stays current.

The Family Legacy Guarantee

Signed in 30 days, or your fee back.

Your complete plan, drafted to Islamic and UK law and signed off by an SRA-regulated solicitor, within 30 days of your Clarity Conversation.

  • I keep the deadline. Your signed plan within 30 days.
  • Miss it, and you get your fee back in full. Also if I don't deliver what I agreed in writing.
  • One condition: send me the documents I ask for within 7 days.

I guarantee the plan and the deadline, never a tax or court outcome.

Is this right for me?

A plan this thorough isn't for everyone. Here's how to tell.

This is for you if

  • You've built £1m or more.In property, a business or savings, and you want it to reach your family the right way.
  • You want one plan, not two compromises.Your faith and UK law, working together, instead of a template that tries to do both.
  • You're willing to act while you're alive.Gifting, transferring or restructuring some of what you own. That's where the real protection comes from.
  • You want a solicitor who knows your name.Me, one to one, not a call centre or a junior.

This isn't for you if

  • Your assets are under £1m.A straightforward Islamic will is the better fit, and it costs you less.
  • You're not ready to gift, transfer or restructure anything.A plan can't do its job if nothing moves. Come back when you are.
  • You want it done in ten minutes.I ask about 96 questions, because the detail is what protects your family. If you want a tick box exercise, this is not the place.
  • You'd rather put this off another year.Delay is the most expensive option. Take the time you need to decide, but decide this year.

Verified Inheritance Tax Data

£8.2bnInheritance tax raised by HMRC in 2024/25.
April 2031The £325,000 tax-free band is frozen until then. It hasn't moved since 2009.
6 April 2027The date unused pensions come into inheritance tax.

Sources: HMRC receipts 2024/25, Autumn Budget 2025, Finance Act 2026. Figures are for context and are not advice.

You’ve probably been meaning to sort this outbut honestly my friend… I know life gets busy.

There are two ways
to do this.

Option one

Put it off, or hire a firm that drags it out.

Then one day it's too late. Your children should be grieving you, but they're stuck with solicitors.

  • Accounts can be frozen and the business put on hold.
  • A court case can drag on for up to two years.
  • HMRC can take up to 40% of everything above your allowances.

And your children, who you always told to stay close no matter what, suddenly stop speaking to each other, fighting over shares you never made clear to them.

Option two

Decide now, because tomorrow is never promised.

Have one conversation with me, and we restructure your assets correctly.

Your family's peace of mind is worth more than anything money can bring. Let them focus on making dua for you, not fighting over what you left.

You are not committing to anything. It is just the first safe step.

But why CEOwills?

Adnan Rafique shaking hands with a client Adnan Rafique advising a client at his desk A stone arch entrance beneath a glass tower

You get direct support from…

  • The experience15 years of high-stakes City and global law

    City-grade counsel, minus the corporate fees.

  • The truthExtreme honesty and strategic truth

    I tell you exactly where your risks are, even if it is not what you want to hear.

  • The accessDirect access to the founder

    You deal directly with Adnan Rafique. No juniors. No gatekeepers. No call centres.

  • The certaintyFinancial certainty and fixed fees

    Transparent pricing. No ticking clocks. No surprise bills.

How CEOwills compares.

Big law firmCEOwillsFree templateWho does the workOften a team, with a junior draftingMe, one to oneNobodyIslamic shares and UK law togetherDepends who you getBuilt in from day oneRarelyProperty, partners and trustsYes, if you pay for each partCovered as one planNoHow long it takesOften months of back and forthSigned in 30 daysAn afternoon, then it sitsWhat it costsBilled by the hour, total unknownAgreed before I startLow, until it fails
  • Don't wait weeks for an email back from a firm that is too big to know your name.
  • Don't let a junior draft what a partner signs while you pay partner rates. Work with someone who understands both UK and Islamic law, and does the work himself.
  • Don't sit with an hourly meter running while you think and no total until the invoice arrives. You get one fixed fee, agreed in writing before I start.
You’ve probably been meaning to sort this outbut honestly my friend… I know life gets busy.

You're building a legacy,
not just a portfolio

Difficulty

You've worked tirelessly for the success, the property, the business. But without the right legal architecture, that legacy is fragile.

A poorly drafted clause, an outdated will or an incorrect property title can unravel years of effort in a single moment.

A family walking together through an autumn park

Strategy

I see your assets as chapters in your family's story. My role is to help you write a secure ending.

Through meticulous estate planning, resilient family trusts and strategic inheritance tax planning, I transform your wealth from a collection of assets into a lasting, protected legacy.

The Legacy Blueprint

CEOwills 3-Step Legacy Blueprint

Say it.
Secure it.
Shield it.

Three steps. One plan. Before any drafting, I ask about 96 questions about your family, property and debts, so nothing sits in a gap between documents.

Your family planPrepared for your family
I.

Say it. The Will

Your wishes in writing, drafted to Islamic and UK law together.

Answers Does Sharia clash with UK law?

II.

Secure it. The Agreement

Written terms for what you co-own or pass on: a partner, joint property, a transfer.

Answers What happens if one of us dies tomorrow?

III.

Shield it. The Trust

Trustees you choose, control over who gets what and when, and where the law allows, less inheritance tax.

Answers Will my family argue? Will HMRC take more than it should?

Your signature. Signed within 30 days of your Clarity Conversation.
Adnan Rafique, solicitor
SRA-regulated solicitor 15 years of legal experience £3m+ protected from tax
Adnan RafiqueSolicitor, SRA 610203
The SRA qualified solicitor standing behind your personal case

Hi friend, I'm Adnan.

I'll tell you what you need to hear, not what you want to hear.

Most advisers hand you a document, then ignore your calls and messages. I don't. I work with you one to one on a fixed fee, and I stay with you until your assets are restructured and your plan is signed.

My mission

I am on a mission to help 100,000 Muslim CEOs like you

I ask CEOs and property owners like yourself one question: what are you going to do with everything you have built? Most of your families have no clue, and it genuinely hurts me when I hear it. You've spent decades building your empire and being the provider for your loved ones, but there is no plan for them once you're gone.

My mission is simple: help Muslim CEOs like yourself build, protect and pass on their assets, so you live your life with purpose and peace of mind.

Adnan Rafique on a mission to help 100,000 CEOs

I've helped CEO families protect their legacy for the past 15 years,
but it never felt like work or a choice. I felt chosen.

The story of young Adnan Rafique, aged 21

I watched a proud,
well-respected family fall apart.

I was first exposed to a loving family's severe crash-and-burn at just 21.

What I saw was a mega-successful family-owned business burn down, all because there was no will and no corporate succession plan.

The family was torn apart. There was litigation. Multi-million pound inheritances were squandered in legal fees. There were arguments and fights.

If you manage businesses or properties, a will and a succession plan are absolutely vital.

Verbal agreements and false expectations can't be relied on when it matters, under UK law or in your family.

What stayed with me

My brothers and sisters,
it was who paid for it all.

Financially, emotionally and sometimes physically. It has scarred me since I was 21. It wasn't even the passing of the person, but the people it left behind, during the worst moment of their lives.

Estate planning is not just paperwork and clarity. It is what the Prophet ﷺ advised us to do, and it is your last act of leadership.
If you're reading this in 2026

This is the last act of your
leadership and struggle.

Estate planning is deciding, while you still can, how everything you built will look after the people you love, and leave them enriched.

That is why I built CEOwills on four pillars: Financial, Legal, Risk and Regulatory.

Your first step

Ready to leave them a plan, not a problem?

Fill in the short form and let's have a chat. I don't bite, and I will help you

CEOwills

CEOwills is a trading name of FLRR Limited (company number 16030675). Adnan Rafique is a solicitor regulated by the Solicitors Regulation Authority (SRA number 610203).

Nothing on this page is legal advice until you instruct me with a written scope. Outcomes vary by circumstance. Islamic guidance follows your chosen school and does not replace a scholar's ruling. Hadith are quoted in translation for context and are not rulings. We do not guarantee tax outcomes.

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